Calculadora de Plan de Inversión Sistemática (SIP)

Proyecte el crecimiento compuesto de sus aportaciones mensuales en fondos de inversión con incrementos anuales opcionales y ajuste por inflación.

🌐 EN
Estimated SIP Maturity Value
$7,568,640.00
$7,569,000.00 (2.8× total capital invested)
Total Amount Invested $2,700,000.00
Estimated Wealth Gain $4,868,640.00
Inflation-Adjusted Corpus $3,158,129.00
Wealth Multiplier 2.8×
Parámetros de Inversión
Amounts are treated in the selected currency; no foreign-exchange conversion is applied.
Switch across all 12 SIP modes right here, or click any dedicated tool in the SIP Suite bar above.
₹ / mo
Starting monthly SIP installment.
% p.a.
Assumed annualized portfolio return.
years
Number of years you continue the SIP.
% / yr
Optional annual percentage increase in your monthly SIP.
% p.a.
Used to compute real purchasing power in today’s rupees.
₹ INR
Used when Goal Target, Lump Sum Hybrid, SIP→SWP, or Real Wealth mode is selected.
Resultados y Desglose Visual
Estimated SIP Maturity Value
$7,568,640.00
$7,569,000.00 (2.8× total capital invested)
Total Amount Invested
$2,700,000.00
Estimated Wealth Gain
$4,868,640.00
Inflation-Adjusted Corpus
$3,158,129.00
Wealth Multiplier
2.8×

Invested Capital vs. SIP Wealth Gain

Year-by-year growth of cumulative SIP deposits and compounded returns
Graph 1 • Invested Capital vs. SIP Wealth Gain Year-by-year growth of cumulative SIP deposits and compounded returns
0 1.89M 3.78M 5.68M 7.57M Yr 1Yr 3Yr 5Yr 7Yr 9Yr 11Yr 13Yr 15
Graph 2 • Latest Period Component Values Values retain their calculator-defined labels and units.
Invested Principal (USD ) 2,700,000 USD Compounded Returns (USD ) 4,868,640 USD
Graph 3 • Projected Balance Under Return Assumptions Uses the entered 15-year horizon.
0 6.06M 12.1M 8.0%: 5,225,177 5.23M 8.0% 10.0%: 6,268,864 6.27M 10.0% 12.0%: 7,568,640 7.57M 12.0% 14.0%: 9,192,807 9.19M 14.0% 16.0%: 11,228,700 11.2M 16.0%
Summary: Total invested capital over 15 years is $2,700,000.00 and estimated returns are $4,868,640.00.
Summary: Investing $15,000.00/month at 12% p.a. for 15 years builds an estimated corpus of $7,568,640.00 ($7,569,000.00). Out of this, $2,700,000.00 is your invested principal and $4,868,640.00 is compounded market growth.

Fórmula de Anualidad Anticipada (SIP)

FV = P × [(1 + i)n − 1i] × (1 + i)where i = r12 × 100,   n = 12 × Years
FV = P × [ ((1 + i)^n − 1) / i ] × (1 + i), where i = r / 12

Ejemplo Práctico: Aportación de 15.000/mes al 12% anual durante 15 años

Con 180 aportaciones mensuales de 15.000 (2.700.000 invertidos en total) al 1% mensual (12% anual nominal), el capital acumulado alcanza 7.568.640.

Preguntas Frecuentes

¿Cómo afecta el incremento anual (Step-Up) al resultado final?

Aumentar su aportación mensual un 10% cada año permite casi duplicar el capital final en un horizonte de 15 a 20 años.